🚨 Big News — Effective July 8, 2025FHFA Director Bill Pulte announced that Fannie Mae and Freddie Mac will now accept VantageScore 4.0 for mortgage underwriting, effective immediately. This marks a major shift in mortgage credit-scoring policy — lenders now have the option to use either FICO 10T or VantageScore 4.0, ending FICO's decades-long monopoly on GSE-backed loans. What...
Why a Market with More Listings Works in Your Favor If you’re thinking about buying a home in South Florida, you’ve likely heard this term thrown around:“We’re in a buyer’s market.” But what does that really mean for you as a buyer? And how can more inventory — more homes for sale — actually put you in a better position to make a smart, confident purchase? In this post, we’re...
Tips to Save Big on Closing Costs, Repairs, and More In a buyer’s market like we’re seeing right now in South Florida, you have one powerful advantage: leverage. There are more homes for sale than there are buyers — and that puts you in the driver’s seat. While sellers still want top dollar, many are motivated to close deals quickly, especially if their home has been sitting for a while....
If you’ve been on the fence about buying a home in South Florida, now might be the best time to make your move. While real estate markets across the country shift between buyer and seller advantages, South Florida is currently experiencing a buyer’s market — and that spells opportunity. But what exactly does that mean for you as a homebuyer? Let’s break it down. ✅ What Is a...
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