🚨 Big News — Effective July 8, 2025FHFA Director Bill Pulte announced that Fannie Mae and Freddie Mac will now accept VantageScore 4.0 for mortgage underwriting, effective immediately. This marks a major shift in mortgage credit-scoring policy — lenders now have the option to use either FICO 10T or VantageScore 4.0, ending FICO's decades-long monopoly on GSE-backed loans. What...